Debt Recovery
Is your business struggling with cash flow because clients won't pay? Unpaid invoices aren't just frustrating - they threaten your business survival. At MMC Legal, we understand the stress and financial strain when customers ignore your invoices.
Hassle free legal support with your Debt Recovery case
Recover What You’re Owed While Preserving Valuable Business Relationships
Every unpaid invoice creates a delicate situation: you need your money, but you also value your client relationships. At MMC Legal, we understand this challenge isn’t just financial – it’s about maintaining professional connections you’ve worked hard to build.
Our thoughtful debt recovery approach helps small and medium-sized businesses across Northern Ireland collect what they’re rightfully owed without burning bridges.
We specialise in diplomatically resolving payment issues with your most important clients, using strategic legal expertise that protects both your cash flow and your business relationships.
Whether it’s a significant outstanding invoice from a major client or improving your overall payment processes, we’ll create a carefully calibrated solution that respects the relationships you’ve built while ensuring you get paid. Let’s have a conversation about how we can help resolve your payment challenges professionally.
Your Money Back, Your Reputation Intact: Debt Recovery That Works On Your Terms
- Commercially Aware: We understand how late payments impact small businesses—and we act quickly and decisively to resolve them.
- Clear, Fixed-Fee Options: Wherever possible, we offer transparent pricing and flexible solutions, so you stay in control of cost.
- Modern Approach: We use efficient digital systems to progress matters quickly while keeping you fully informed.
- Strategic Thinking: From early engagement to litigation, we tailor our approach to achieve the best outcome for your business—not just any outcome.
Step 1 – Initial Assessment
We’ll review your case, advise on prospects, and explain your options – clearly and commercially.
Step 2 – Pre-action Strategy
A solicitor’s letter can often prompt fast resolution. We handle this promptly and professionally.
Step 3 – Formal Legal Action
Where needed, we issue court proceedings and manage the litigation on your behalf.
Step 4 – Judgment and Enforcement
We pursue every available enforcement option to recover what your business is owed.
Why Choose MMC Legal?
Commercially Aware:
We understand how late payments impact small businesses—and we act quickly and decisively to resolve them.
Clear, Fixed-Fee Options:
Wherever possible, we offer transparent pricing and flexible solutions, so you stay in control of cost.
Modern Approach:
We use efficient digital systems to progress matters quickly while keeping you fully informed.
Strategic Thinking:
From early engagement to litigation, we tailor our approach to achieve the best outcome for your business—not just any outcome.
See What Our Clients Have to Say About Working With MMC Legal
Our team can help you resolve your Debt Recovery case with the minimum fuss or delay.
How We Help
We support clients at all stages of the debt recovery process, including:
- Pre-action Letters of Claim
A formal solicitor’s letter that often prompts quick payment without further legal steps. - Negotiation and Payment Plans
Strategic negotiation to recover outstanding sums while maintaining commercial relationships where appropriate. - Court Proceedings
Issuing and managing County Court or High Court claims for unpaid debts. - Enforcement of Judgments
Once a judgment is obtained, we act swiftly to enforce it—using methods such obtaining Orders Charging Land, Attachment of Earnings Orders, Garnishee Orders or initiating winding-up proceedings.
Who We Work With
We regularly advise:
- SMEs in all sectors
- Trades and construction businesses
- Professional services firms
- Wholesalers and distributors
- Tech and digital service providers
Whether the debt is commercial, contractual, or service-based, we work to understand your business and act as an extension of your team.
Frequently asked questions
You might have questions about the process, your rights, or how we can help.
That’s why we’ve put together this FAQ section to answer the most common concerns and make everything as clear and straightforward as possible.
Is it worth pursuing a small debt?
Yes—especially if it’s affecting your business or sets a bad precedent. We’ll help you weigh the cost and likelihood of recovery upfront.
How long does the process take?
Many debts are resolved within 14 days of our initial letter. If court proceedings are needed, the timeline varies depending on complexity and enforcement.
Can I recover legal costs from the debtor?
In many cases, yes—especially if the contract includes a costs clause or the claim proceeds to court.
What if the debtor is outside Northern Ireland?
We regularly act in cross-border cases and can advise on appropriate legal steps, even where the debtor is based elsewhere in the UK or Ireland.